8 steps to your new home
You're just 8 steps away from a brand new home.
This simple guide talks you through the journey to help make home buying easy.
Having the right solicitor is the key to an efficient buying process. Which is why we nominate a solicitor we know you can trust and who is experienced in conveyancing in your chosen area. Your nominated solicitor will take care of all legalities from Local Authority searches, Stamp Duty and Land Registry. The more information you can give to your solicitor about the purchase, the quicker and easier the legal side will be.Back Next
Most people need a mortgage to buy a new home. If you’re not sure how to go about finding one, we can put you in touch with a nominated Independent Financial Advisor (IFA) who will weigh up your options and decide which mortgage is the right one for you. We recommend that you get in touch with the nominated IFA as early as possible, even before you reserve your new home, so that you know how much you can afford. Once you've found the right mortgage, try to get an application agreed in principle. Then, after you've reserved your new home, you can make a formal mortgage application - that new home is almost yours…Back Next
The first figure gives the total monthly amount for a repayment mortgage, which includes payments towards the interest and capital loan itself. This reduces the amount owed on the capital, month by month. The second figure shows the monthly repayment of an interest only mortgage.
These figures are only a guide and we recommend that you obtain exact figures from a specific lender before committing to any mortgage.
Once you’ve shared the good news that your mortgage has been approved, you can truly start making your new home, your own. With our superior range of interior design options you can get things just the way you want them. Depending on the build stage, you can now begin to select features like kitchen units, the colour and style of your tiles, and even the flooring in certain rooms. Just check with our sales advisor with regard to the available options.Back Next
We'll invite you to a home demonstration, where we'll show you everything you need to know ahead of moving day. Meanwhile, the full amount for the purchase will transfer to our solicitors, and your solicitor will receive the title deeds from us. Once everything is legally completed, your new home is officially yours.
Then all that’s left to do, is move in!Back Next